乐享晚年：智慧健康养老政策与银发人口享受型消费

人口研究 ›› 2025, Vol. 49 ›› Issue (5): 3-18.

• 深入学习贯彻党的二十届三中全会精神——发展银发经济 • 下一篇

乐享晚年：智慧健康养老政策与银发人口享受型消费

原新, 凃坤鹏, 金牛, 王丽晶

出版日期:2025-09-29 发布日期:2025-09-29
作者简介:原新，南开大学经济学院人口与发展研究所教授；凃坤鹏(通讯作者)，南开大学经济学院人口与发展研究所博士研究生；金牛，天津财经大学财税与公共管理学院讲师；王丽晶，南开大学经济学院人口与发展研究所博士研究生。电子邮箱：tukunpeng1999@163.com
基金资助:
本文为国家社会科学基金青年项目“基于人口高质量发展的多维人口红利转变研究”(24CRK001)的阶段性成果。

Enjoy Old Age: Smart Elderly Health Care and Enjoyment-oriented Consumption of the Older Adults

Yuan Xin, Tu Kunpeng, Jin Niu, Wang Lijing

Published:2025-09-29 Online:2025-09-29
About Author:Yuan Xin is Professor, and Tu Kunpeng (Corresponding Author) is PhD Candidate, Institute of Population and Development, School of Economics, Nankai University; Jin Niu is Assistant Professor, School of Public Finance and Administration, Tianjin University of Finance and Economics; Wang Lijing is PhD Candidate, Institute of Population and Development, School of Economics, Nankai University. Email:tukunpeng1999@163.com

摘要/Abstract

摘要：人口年龄结构老化促使银发人口由消费舞台边缘走向中央，智慧健康养老作为契合数字信息时代的新型养老模式能否促进银发人口享受型消费已成为亟须探讨的时代课题。基于中国家庭追踪调查(CFPS)2014~2022年5期非平衡面板数据，探究智慧健康养老政策对银发人口享受型消费的影响及其作用机制。研究发现，智慧健康养老政策显著促进了银发人口享受型消费；作用机制分析表明，智慧健康养老政策通过降低医疗支出和减少预防性储蓄来促进银发人口享受型消费；异质性分析显示，智慧健康养老政策对银发人口享受型消费的促进作用在东部地区、互联网使用人群以及高受教育水平人群中更为显著。鉴于此，建议持续实施和优化智慧健康养老政策，并以此为契机推动人口与经济的协同高质量发展。

关键词: 智慧健康养老, 享受型消费, 银发经济, 人口老龄化

Abstract: The population ageing has pushed the older adults from the edge to the center of the consumption stage. Whether the pilot policies for smart elderly health care can promote the enjoyment-oriented consumption of the older adults has become an important issue. Based on the unbalanced panel data of the China Family Panel Studies (CFPS) from 2014 to 2022, this paper explores the impact and mechanism of smart elderly health care on the enjoyment-oriented consumption of the older adults. The results reveal that smart elderly health care has significantly promoted the enjoyment-oriented consumption of the older adults. After a series of robustness tests, this conclusion still holds. Mechanism analysis shows that smart elderly health care increases the enjoyment-oriented consumption of the older adults by reducing medical expenses and decreasing precautionary savings. Heterogeneity analysis reveals that the promotion effect of smart elderly health care on the enjoyment-oriented consumption of the older adults is more significant in the eastern region, among internet users and highly educated people. Therefore, sustained policies for smart elderly health care are recommended.

Keywords: Smart Elderly Health Care, Enjoyment-oriented Consumption, Silver Economy, Population Ageing

原新, 凃坤鹏, 金牛, 王丽晶. 乐享晚年：智慧健康养老政策与银发人口享受型消费[J]. 人口研究, 2025, 49(5): 3-18.

Yuan Xin, Tu Kunpeng, Jin Niu, Wang Lijing. Enjoy Old Age: Smart Elderly Health Care and Enjoyment-oriented Consumption of the Older Adults[J]. Population Research, 2025, 49(5): 3-18.

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乐享晚年：智慧健康养老政策与银发人口享受型消费

Enjoy Old Age: Smart Elderly Health Care and Enjoyment-oriented Consumption of the Older Adults

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